Raise money-smart kids, the fun way.

Keep your kids’ money in one place, and turn saving into a hands-on world. Simple to start, with room to grow.

Free for families. No bank account required. No real money moves through the app.

Made by a dad for his two daughters, after a spreadsheet wasn’t teaching them much.

CoinSprout bunny holding a coinCoinSprout squirrel holding an acorn

“How much money do I have?” should not be so hard to answer.

Kids get allowance, gifts, job money, and spending money, but the numbers are easy to lose track of, and harder for kids to understand. CoinSprout started as a simple way to answer that question. Now it helps kids understand the answer too.

Start simple. Add more when you’re ready.

Use CoinSprout as a quick tracker for what your kids have, or layer in real lessons over time. Allowance, gifts, jobs, goals, a save-and-spend split, interest, even tax-style deductions. You choose how far it goes, and you can change your mind anytime.

  • Track balances
  • Allowance & gifts
  • Post jobs
  • Save for goals
  • Savings split
  • Interest
  • Tax-style lessons

Worried about the big words? Goals, interest, even tax are introduced at a kid’s level through play, so they pick up the ideas without it ever feeling like a lesson. They learn without realizing they’re learning.

CoinSprout squirrel holding an acorn

A job board for earning, not just receiving.

Post jobs your child can complete, assign jobs directly, or let kids grab available jobs from the family board. You approve the payout, and kids see how effort turns into money.

  • Assign jobs to one child or several.
  • Let kids grab first-come jobs.
  • Approve, adjust, or decline payouts.
  • Keep earning connected to effort.

A world worth saving for.

Saving isn’t a number kids ignore. It’s a world they grow. Every dollar they save grows their tree, fills it with fruit, and brings new animal friends to discover. It turns waiting and saving into something they actually want to do.

A young CoinSprout sapling
SaplingJust starting out
A grown, thriving CoinSprout tree
Thriving treeAs savings grow

A peek inside.

Two views of the same money. Your kids get a playful world they help grow, and you get the real numbers, always in your hands.

A child's CoinSprout dashboard with their growing tree, animal friends, savings, and goals
What your kids see
The parent view showing a child's savings, total earned, spending, and goals
What you manage

Free for families, and safe by design.

CoinSprout is free, with no ads. It doesn’t move real money or replace your family system. Kids get a friendly view, while you decide what gets added, saved, spent, and approved. They build the habits without holding the real keys.

Built for my family, shared with yours.

I built CoinSprout for my own daughters, Eleanor (4) and Abigail (8), after realizing they didn’t really understand money yet. It started as an Excel tracker so I could answer, “How much do I have?” Then it grew into a playful app that helped them take part in saving, earning, spending, and waiting.

CoinSprout is free because it began as a family tool, not a finance company or an ad product. I’m sharing it with parents who want an easier way to help kids build healthy money habits.

Works on the devices you already have.

No child phone and no extra accounts. CoinSprout runs in any browser on a shared family phone, tablet, iPad, or computer, and you can add it to the Home Screen so it opens like an app.

  • Runs in any web browser.
  • Use it on a shared family device.
  • Add it to the Home Screen so it opens like an app.
  • No App Store download.
  • No separate child phone or account.

Ready to grow healthy money habits?

Start with simple tracking. Add more lessons when your family is ready.

Start using CoinSprout

Questions? Contact us